Annualized Return

Principal（CNY）

Holding period

End amount（CNY）

Three modes: final amount, profit, or rate. Compounding can be yearly/quarterly/monthly/daily. For reference only.

Principal-

Profit-

End amount-

Annualized return-

Holding return-

Holding days-

Avg daily profit-

Avg monthly profit-

Simple vs compound

Simple interest profit：-

Compound interest profit：-

Difference (compound − simple)：-

Simple annualized / CAGR：- / -

What is annualized return?

Turn a holding-period return into simple annualization and CAGR so investments with different durations can be compared. Annualization is a comparison scale, not a promise that you already earned a full-year return.

Formulas

HPR = (end − principal) ÷ principal
Simple annualized = HPR × 365 ÷ days
CAGR = (end ÷ principal)^(365 ÷ days) − 1

How to use

Enter principal and end value (or profit)
Enter holding period in days/months/years
Compare HPR, simple annualization and CAGR